Terms and Conditions of Training Programs



Booking of a training program is not complete until a deposit has been paid.

Cancellation Policy
Cancellation of a training program booking will receive a full refund of the deposit if notified ten or more full working days before the program.

Cancellation less than 10 full working days before the program will forfeit the full deposit.


Margaret Bornhorst Cross-Cultural  does not warrant or represent that the programs offered and delivered are specific or relevant to your particular needs. Margaret Bornhorst Cross-Cultural accepts no liability whatsoever in relation to the use or application of the content.


Margaret Bornhorst Cross-Cultural owns all intellectual property in the training program and associated websites, the registration  and other forms and documents, all manuals, certificates and the content of all lectures in their entirety. The publication, reproduction and use of any material is strictly prohibited without the written authority of Margaret Bornhorst Cross-Cultural.


All transactions are encripted by a 128bit SSL certificate.

Margaret Bornhorst Cross-Cultural business name of Mango Management & Services Pty Ltd
ABN 81 003 648 342

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